Monday, January 11, 2010

Pre Existing Medical Condition Insurance How Do You Get Health Insurance If You Have A Pre Existing Medical Condition?

How do you get health insurance if you have a pre existing medical condition? - pre existing medical condition insurance

I have to control a psychic pre-existing illnesses are caused by drugs and I am a productve, well-trained young member of society and otherwise healthy people, and no insurance is chosen me.

What should I do? Should I lie and I hope he does not know of research (or) in my medical history? It has more than a year since my diagnosis and treatment. Why refuse me and what I can do to change that? How much time must elapse before the fluff "from my permanent record be?

8 comments:

Insurance Made Easy.biz said...

First, I suggest you work with a qualified broker.

Yellowpages.com is used to search for health insurance broker in your area. An agent represents several carriers and can help sort, insurance plan options in your state. Call your auto and home agent, specializing in insurance and causality. You need someone who specializes in health insurance. These areas of insurance, also require separate licenses.

Their plan, Blue Cross states concerned should have ensured that to take you. We have a waiting period of 12 months for the existing conditions and is quite expensive compared to plans that have been rejected.

United Healthcare and Assurant Health plans offered in most states and also have some advantages over the purchase of other companies. According to a statement that the condition can go for a walk if you are insured with the same train in an application.

Would be the best way to a job that offers group coverage to be found.

When IU take drugs against the disease is always a problem. the seriousness of the statement as if they came to the clinic, the more he gets the time of hospitalization, the best option.

As others have mentioned, if they omitted health information on their application for the insurance company has the right to terminate a policy (and cancel your contract) or refund the premiums paid. When this happens, would be responsible for your medical expenses.

Good luck

Michael said...

You can still insurance, even if you already existing condition ... Background last beyond one year, 6 months ... According to the already existing comprehensive coverage, what diseases they never do ... Get insurance, but if you make sure that your relationship with your pre-existing condition, or be rejected. Instead, wait and use the already existing after the end of the ... Ensure that your medical records to find or ask your doctor or ... A large part of the claims is to deny records that ... Instead of waiting so go with the flow for a while until it is completed.

Peter C said...

In general, 18 months elapse since his last treatment for you will, prior to the ex-state. Do not lie about the condition - if you try to make a claim, and get to the pros-Ex, which can not be denied coverage and liability premiums paid back - and you stay. You can still cover, if you look long and hard, but usually have pre-cut example. Contact your state health insurance for the pool, the cause can be the negation of the conditions for the former.

Peter C said...

In general, 18 months elapse since his last treatment for you will, prior to the ex-state. Do not lie about the condition - if you try to make a claim, and get to the pros-Ex, which can not be denied coverage and liability premiums paid back - and you stay. You can still cover, if you look long and hard, but usually have pre-cut example. Contact your state health insurance for the pool, the cause can be the negation of the conditions for the former.

mbrcatz said...

Thanks to an employer.

You'll find out. Never "deleted". Need for an employer plan with a group. If you do not have coverage now, you must wait 18 months for pre-existing condition, then be covered.

mbrcatz said...

Thanks to an employer.

You'll find out. Never "deleted". Need for an employer plan with a group. If you do not have coverage now, you must wait 18 months for pre-existing condition, then be covered.

meditato... said...

You know that is not hidden. You can compare with the code, since each area in terms of the premium cost and availability vary.

Wise
Comparison Health Insurance
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meditato... said...

You know that is not hidden. You can compare with the code, since each area in terms of the premium cost and availability vary.

Wise
Comparison Health Insurance
http://healthinsurancetips4u.blogspot.co ...

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